FHA Home Loans And First Time Home Buyers
FHA home loans are perfect for many first time home buyers who are looking for low down payment requirements, forgiving credit score guidelines, and a home that features refinance options later down...
View ArticleHow Much Do I Put Down On An FHA Home Loan?
There are persistent myths and misunderstandings about home loans. One persistent myth is that FHA mortgages are only approved for first-time home buyers. Another is that FHA loans are only for low to...
View ArticleAre You Ready To Apply For An FHA Mortgage?
How do you know you are ready to apply for an FHA home loan? And by that question, we mean sending the documents to the lender ready for the approval process. Being ready to submit your financial...
View ArticleWill Your FHA Home Loan Be Approved?
Will your FHA home loan be approved or denied? There are several reasons why your loan application could be turned down, and some of those reasons have more to do with the property than with the...
View ArticleFHA Loans and the Credit Check
FHA loan rules in HUD 4000.1 give instructions to the lender on how to establish an FHA borrower’s creditworthiness. FHA loan rules tend to be more flexible on credit issues than their conventional...
View ArticleBuy A Condo Unit With An FHA Mortgage
The Federal Housing Administration (FHA) offers many loan programs to make homeownership accessible and affordable for a broader range of borrowers. While the FHA 203(b) loan is a popular choice for...
View ArticleMistakes First-Time Homebuyers Make
If you are a first-time homebuyer, there are some pitfalls and mistakes you should definitely try to avoid as you enter into the process of planning, saving, and applying for a loan to purchase a new...
View ArticleFHA Refinance Loan Options
No two refinance loan programs are exactly identical–depending on the program and the lender you may find terms and conditions vary. If you need to refinance in 2025, be sure to check the latest...
View ArticleHigher FHA Loan Limits Coming in 2025
Thinking about buying a home but worried you might not qualify for a loan? The Federal Housing Administration (FHA) is making changes in 2025 that could help make your homeownership dreams a reality....
View ArticleBad Credit And FHA Home Loan Options
The term “bad credit” tends to feel a bit stigmatizing. Borrowers who have had past difficulty with credit have it hard enough trying to recover from the stigma of their previous credit issues without...
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